Terms of Service

Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and NewsPoint ("Company," "we," "our," or "us") regarding your use of our website, mobile applications, and related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you may not access or use our Services.

We reserve the right to modify these Terms at any time at our sole discretion. Changes will be effective immediately upon posting on our website. Your continued use of our Services after changes are posted constitutes acceptance of the modified Terms. We recommend that you review these Terms periodically to stay informed of any updates.

These Terms apply to all users of our Services, including visitors, registered users, subscribers, and contributors.

Eligibility

You must be at least 13 years old to use our Services. If you are between 13 and 18 years old, you may only use our Services with the consent and supervision of a parent or legal guardian. By using our Services, you represent and warrant that you meet these age requirements.

You also represent and warrant that you have the legal capacity to enter into these Terms and that your use of our Services will not violate any applicable laws or regulations in your jurisdiction.

Use of Our Services

Permitted Use

You may use our Services for lawful purposes only. You agree to use our website and Services in accordance with:

• All applicable federal, state, local, and international laws and regulations
• These Terms of Service and any additional terms specific to certain Services
• Our Privacy Policy and Cookie Policy
• Any community guidelines or content policies we may establish
• Industry standards and best practices for online conduct
• Intellectual property rights of NewsPoint and third parties
• Professional journalism ethics and standards

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Use our Services for any unlawful purpose or to solicit unlawful activity
• Violate any international, federal, provincial, state, or local regulations, rules, laws, or ordinances
• Infringe upon or violate our intellectual property rights or the intellectual property rights of others
• Harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate against any individual or group
• Submit false, misleading, or fraudulent information
• Upload or transmit viruses, malware, or any other type of malicious code
• Spam, phish, pharm, pretext, spider, crawl, or scrape our Services or content
• Use our Services for any obscene, immoral, or offensive purpose
• Interfere with or circumvent the security features of our Services
• Attempt to gain unauthorized access to our systems or user accounts
• Impersonate any person or entity or falsely state or misrepresent your affiliation
• Collect or harvest any personally identifiable information from our Services
• Use automated systems or software to extract data from our Services without permission

Account Registration and Security

Some features of our Services may require you to create an account. When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account
• Use only one account unless we explicitly permit multiple accounts

We reserve the right to suspend or terminate accounts that violate these Terms or pose a security risk to our Services or other users.

Intellectual Property Rights

Our Content

The content on our Services, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, and the compilation thereof (collectively, "Content"), is the property of NewsPoint, our licensors, or content suppliers and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services and Content for personal, non-commercial purposes, subject to these Terms. This license does not include:

• Any resale or commercial use of our Services or Content
• Any collection and use of product listings, descriptions, or prices for commercial purposes
• Any derivative use of our Services or Content
• Any downloading or copying of account information for the benefit of another merchant or competitor
• Any use of data mining, robots, or similar data gathering and extraction tools
• Any reproduction, duplication, copying, selling, or exploitation of our Services or Content

User-Generated Content

By submitting content to our Services (including comments, feedback, suggestions, ideas, or other materials), you grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content in any media or format, whether now known or hereafter developed.

You represent and warrant that you own or have the necessary rights to grant this license and that your content does not violate any third-party rights or applicable laws.

Trademark Rights

NewsPoint, our logo, and other marks used by us are trademarks or registered trademarks of NewsPoint. You may not use our trademarks without our prior written consent.

Subscription Services and Payment Terms

Premium Services

We offer premium subscription services including news alerts, business intelligence reports, archive access, and other enhanced features. By subscribing to these services, you agree to pay the applicable fees and comply with the subscription terms.

Payment Terms

• Subscription fees are billed in advance on a monthly, quarterly, or annual basis as selected
• All fees are stated in U.S. dollars and are non-refundable except as required by law or as specifically stated in these Terms
• We reserve the right to change subscription fees with 30 days' advance notice to subscribers
• Failure to pay fees may result in suspension or termination of services
• You authorize us to charge your designated payment method for all applicable fees
• You are responsible for all taxes associated with your subscription
• Payment processing is handled by secure third-party payment processors

Automatic Renewal

Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. You may cancel your subscription at any time through your account settings or by contacting customer support.

Refund Policy

We offer a 30-day refund period for new subscribers. Refunds for annual subscriptions may be prorated based on unused time. Refund requests must be submitted within the applicable refund period and are subject to our refund terms.

Content and Community Guidelines

We strive to maintain a respectful and informative environment for all users. When interacting with our Services or submitting content, you agree to:

• Respect the rights and dignity of all individuals and communities
• Provide accurate information and clearly identify opinions as such
• Respect intellectual property rights and provide proper attribution
• Avoid sharing personal information of others without consent
• Report inappropriate content or behavior to our moderation team
• Engage in constructive dialogue and avoid inflammatory language
• Comply with applicable laws regarding defamation, privacy, and harassment

We reserve the right to remove content that violates these guidelines and to suspend or terminate accounts of users who repeatedly violate our community standards.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.

We implement appropriate security measures to protect your personal information, but we cannot guarantee the absolute security of information transmitted over the internet.

Disclaimers and Limitation of Liability

Service Availability

We strive to provide continuous service but cannot guarantee uninterrupted access. Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Content Accuracy

While we strive to ensure accuracy and reliability, we cannot warrant that information on our Services is complete, reliable, current, or error-free. News content is subject to change and correction, and we reserve the right to make updates as new information becomes available.

Third-Party Content

Our Services may contain links to third-party websites or content. We do not endorse or assume responsibility for the accuracy, completeness, or reliability of third-party content or services.

Limitation of Liability

To the fullest extent permitted by law, NewsPoint, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our Services.

In no event shall our total liability to you for all damages exceed the amount paid by you to us in the twelve months preceding the claim, or $100, whichever is greater.

Indemnification

You agree to indemnify, defend, and hold harmless NewsPoint and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use or misuse of our Services
• Your violation of these Terms or applicable laws
• Your violation of any third-party rights, including intellectual property rights
• Any content you submit or transmit through our Services
• Any disputes between you and other users of our Services

Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms, violation of applicable laws, or conduct that we determine to be harmful to our Services or other users.

You may terminate your account at any time by contacting us or using the account deletion feature in your account settings.

Upon termination, your right to use our Services will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity obligations, and limitations of liability.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law principles.

Any disputes arising out of or relating to these Terms or our Services shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association. The arbitration shall take place in Jacksonville, Florida, and shall be conducted in English.

Notwithstanding the foregoing, we may seek injunctive or other equitable relief in any court of competent jurisdiction to protect our intellectual property rights or confidential information.

Miscellaneous

These Terms constitute the entire agreement between you and NewsPoint regarding your use of our Services and supersede all prior agreements and understandings. If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. You may not assign or transfer these Terms or your rights hereunder without our prior written consent.

We may assign these Terms and our rights and obligations hereunder to any party without restriction.

Contact Information

If you have questions about these Terms of Service or need to report a violation, please contact us:

For urgent legal matters, please call our main number and ask to speak with our Legal Department. We will respond to written inquiries within 5 business days.